As a client it s best for us to not have a loss For FM Global it s best not to have a loss And that mutual understanding is an important part of why this partnership works and why this trip was beneficial SCOTT OBREMSKI CORPORATE ENVIRONMENTAL MANAGER FM Global has changed the way we view property insurance says Tony Hess by putting research and actual hard data instead of just actuarial number crunching behind their underwriting practices We realize losses can be prevented in a number of ways and just because you have a loss it shouldn t go into an actuarial calculation that will spit out your rate This week s events bring the reality to all the education we went through For the team to be able to see the fire feel the heat smell the smoke really drives home what we re trying to accomplish for our team STEVE STICH CHIEF RISK OFFICER ISSUE 1 2015 Reason 41

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