Changes in the climate have the potential to produce significant changes in the risk posed by hazards around the world Given the scientific advancement on measuring precipita tion more and more quantitative precipitation data have become available which helps scientists to detect trends and the impact of climate change With various levels of uncer tainty according to hydrologists and precipitation experts some locations in the conti nental United States could be at risk for more precipitation or worsening droughts and water crises In order to counter the economic risk posed by these natural hazards it s critical to assess understand and clearly communicate these risks to allow corporations to take prudent action to protect their business When It Rains It Pours An important new study compiled by outside experts in conjunction with FM Global researchers outlines the potential impact of global warming on changes in precipitation To that end FM Global sponsored a one day workshop with expert climate sci entists specializing in precipitation The group consisted of Dr Kevin Trenberth of the National Center for Atmospheric Research NCAR Professor Kerry Emanuel of the Massachusetts Institute of Technology MIT Professor Minghua Zhang of State Univer sity of New York at Stony Brook and Professor Dennis Lettenmaier of the University of California at Los Angeles UCLA Each expert presented his knowledge of precipitation trends and then participated in a roundtable discussion with FM Global s research team including Dr Louis Gritzo Dr Hosam Ali Dr Franco Tamanini Dr Shangyao Nong and Dr Yasir Kaheil that centered on understanding precipitation characteristics and how to best advise FM Global clients on preparing for potential prospective changes in natural hazard risk FM Global Research will summarize the discussion in a white paper to be released soon the IDEA RISK IMPROVEMENT ALWAYS A WISE INVESTMENT Our policyholders commit ment to risk improvement is paying off again For the third straight year we are issuing a membership credit bringing the cumulative total to US 3 billion since 2001 Thank you for another great year For more information visit fmglobal com membership

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