LATEST resolution camera After several flight mis sions the team was able to analyze roof construction rooftop equipment flood exposure outdoor storage and maximum foreseeable loss MFL space separation and gain access to areas that could not be reached by foot Dr Jaap de Vries an FM Global lead research scientist says Drones can help survey a client s facilities or facilitate roof inspections Separation clearances from out side storage or brush can more easily be eval uated Drones equipped with infrared cameras could detect water damaged roofs or mal functioning or damaged photovoltaic cells According to de Vries commercial drone operators must be licensed by the U S Federal Aviation Administration FAA This requires passing a rigorous aeronautical knowledge test covering such topics as airspace classification and aviation weather says de Vries Com mercial UAV operations are led by a pilot in command PIC who could enlist help from one or more visual observers to keep the drone within line of sight Jeff Haner a Gartner analyst who tracks the insurance sector says drones will significantly improve support for underwrit ing and claims handling especially for natu ral disasters For FM Global this technology may be around the corner for use with sketch development catastrophe response and claims management and for understanding the risk at remote sites But matters such as business value safety training regulations and licensing must first be addressed Those who couldn t imagine a computer to fit in the palm of their hand just 10 years ago should check their smartphones for an update on the next drone development or are likely to use drones FM Global con tinually watches for new applications of this technology and will closely monitor asso ciated risks as well Although there is no substitute to inspecting property with the human eye drones have the ability to go where a per son could encounter danger Rather than stand on a scaffold for example inspec tors can now fly camera equipped drones to heights that enable them to look for roof imperfections such as loose roofing pan els that could ensue in a serious loss if left unchecked Drones can help safely complete such an inspection FM Global is also investigating drone applications related to its business processes particularly for risk evaluations performed by field engineers On a frigid morning last December a team of engineers simulated aspects of a visit to a client facility using the FM Global Research Campus in Rhode Island USA as the client The team was able to conduct core functions that focused on natural hazards and external exposures by obtaining pic tures and videos using a drone with a 4K One thing is certain Technology moves at an exponential pace From the birth of the commer cial airline industry when the Wright brothers took the first flight off the dunes of Kitty Hawk North Carolina USA to humankind s arrival on the surface of the moon Today unmanned aerial vehicles UAVs commonly known as drones are taking to the sky And as industries of all types search for more efficient ways to man age supply chains automate warehouse management deliver packages snap aerial photographs and inspect property many are achieving success with drones In the race for better faster service mega retailers for example seek logistics improvements through the use of drones and some processing plants use drones to create 3 D mapping of their equipment This new aerial technology is also useful in surveying construction sites and assessing solar panel fields and even in min ing operations Drones are also beneficial in examining oil pipelines and power lines As an insurer of organizations that use Technology Drones Onward and Upward How unmanned aerial vehicles are changing property loss prevention 14 REASON ISSUE 1 2017

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